Knowledge Center

Have you seen a mule; the cross between a donkey and a horse? Confused as to how having seen a mule will help you understand hybrid mutual funds? In …

“I am going to exercise daily at the gym” was the firm resolution made by Bunty as the year 2020 turned its final page and “what about you Babli?”he …

“Liability” in insurance parlance means “being liable for damages caused to others because of your doing or not doing certain things”. This means …

Mutual Funds especially the equity oriented ones have in recent times become a favorite investment destination for many; probably due to new heights …

Initial public offerings are favored by investors when market sentiments are good or euphoric. It happens because companies can leave less on the …

Warrants are a form of derivative instrument which gives the warrant holder the right to buy a particular share, not an obligation, to purchase share…

Isn’t your home your biggest asset and don’t you spend a lot of money to build and decorate it? If yes then surely you must have given a thought to …

Retirees generally rely on fixed interest instruments to meet their income needs but with Covid-19 and interest rates at their all-time low plus …

“Welcome to the 60+ club Shenaz”, was the roar all around her. Shenaz, a freelance journalist had turned 60 last week. All her friends and family con…

The Sensex is on a rampage and is breaking its own records practically every day. The shower of sheer profits makes your heart miss a beat; but “yeh …

Retirement is inevitable and every working individual will retire at some point of time or another. But life continues doesn’t it? Retirement brings …

Liquid fund is an important asset that serves as a reserve for your emergency money. Along with fixed deposits, saving accounts, gold and cash in han…

What exactly is Financial Planning? Is it investing your money in some investment or the other? Or is it keeping aside some amount of money for the …

Investments can be classified into two buckets: growth & safety. A good investment plan requires picking the right mix of safety and growth investmen…

Delisting of shares requires removal of listed company shares from being traded as well as listed on the stock exchange. The delisting of shares can …

Investing in direct equity needs a lot of knowledge, skill, time and patience. With so many types of stocks to choose from it becomes a challenge if …

Timing the market does not seem to be as difficult as it seems. Much has already been spoken and written about timing the market. The outcome that mo…

Umang was browsing few insurance portals to select a life insurance policy to cover his needs, when he noticed that a few of the comparable policies …

“Oh!Oh! How careless of me! Exclaimed Sheetal; as she realized that she had missed paying her life insurance premium which was due the previous week …

There are a lot of aspects about Life Insurance that are still shrouded and needs to be unveiled. One such an aspect: Bonuses, is our topic of discu …

An IPO, also known as an Initial Public Offering, is a process by which a company can raise capital in the primary stock market by issuing shares for…

Debentures are an investment vehicle used to raise capital in the form of long-term debt. Debentures are either secured (backed by collateral support…

Common share of stock is a very familiar way used by corporate to raise capital without having to incur any debt. An individual who owns shares is ca…

Stock Market- a word that produces varied sentiments in individuals at a different phase of the market cycle. It provokes several emotions like greed…

Buyback is a corporate action through which the company can repurchase its outstanding shares for cash payment to the shareholders whose shares get a…

Stock prices often behave irrationally and over-react to the news. The circuit limit is used by stock exchanges around the world to curb the excess v…

“When should I teach my child about money?”Ramanik asked his financial advisor. My son Ravi is 3 years old and was very curious the other day, to kno…

Mr Sharma has just retired from work and his prime goal now is to get an alternate income to meet his living expenses. He has shortlisted a few inves…

With Zomato filing for an IPO Food Delivery sector has come into limelight. Indian food delivery market is at a nascent stage with an industry size o…

Semiconductors, also known as microchips or integrated circuits (ICs), are essential components in every electronics product, whether it be a simple …

You have received your life insurance policy document today that’s good. But have you gone through the policy document, read the fine print and under…

I am sure the title has aroused your curiosity and you are eagerly scanning the content to get to the part that will give you some tips, some quick r…

Hello!! “I am Term Insurance”and I am here to protect you and your family. Would you like to become my friend? Life Insurance is an important risk …

The Indian Diagnostics Market has grown at ~16% CAGR over FY12-20 and currently it is a USD10 billion industry. It is one of the fastest-growing serv…

Mutual funds have been around for a long time but investing in mutual funds has gained greater momentum in the recent years especially equity mutual …

In your quest to provide financial security to your loved ones you need to have a good risk management strategy in place and what better than life in…

Sumeet a 40 year old banker was attending his senior colleague’s farewell party. Seeing his colleague cut the cake he remembered his first day in the…

It is summer of 2021 and had it not been for this pandemic many individuals would have been on a summer vacation already; Right?Thinking of a vacation…

“Call me back later”, “I will talk to my CA” are some of the common excuses given by many individuals in a bid to avoid taking a life insurance polic…

And you thought the pandemic was over. Thousands, no lakhs have been affected this time. Just when you thought that the worst was over; Covid-19 jump…

Amit Pathak|Sharekhan Education India, the second-most populated country in the world is a housing deficit country. With ~70% of the incremental emp …

Do you remember the fairy tale of Aladdin and the Magic lamp? Aladdin would rub the lamp; a genie would appear and fulfil his wish. How many times af…

“Life is a one-time offer – you don’t get a chance to change your mind when you are gone, you need to face reality while you can do something abou…

After the meltdown in March 2020, Nifty 50 has jumped by more than 80%. India has so far recovered well from the severe pandemic, which seems to have…

“Most of us have a sense that our past life experiences often frame how we respond to events. But, what we may not re…

A Real Estate Investment Trust (REIT) is an entity that allows investors to pool their money to invest in real estate assets. Some REITs buy properti…

The way you look at money plays a very important role in wealth creation. If you work for money, which majority of retail traders do, your chances of…

“Retirement” is that phase in your life when your active income comes to a full-stop and you need to find alternate ways to generate regular income t…

“Have you started planning your Retirement?” read the headline of a popular financial magazine. “Of course I have” thought Sasha. I know how importan…

Do you want to become wealthy? Sameer asked his friend Sumeet. Who doesn’t want to? He retorted. Surely it would be difficult to find anyone who does…

The world economy was hit by a once-in-a-century crisis, the Covid-19 pandemic in 2020. The new year 2021 has begun on a strong positive note with va…

A rights issue is a corporate action by which companies can raise additional capital from existing shareholders. It is an invitation to the existing …

Lost in the markets? Not able to beat the benchmark indices? Invested in a good blue chip stock, yet not getting desirable returns or returns equal t…

Does it happen to you that you get confused which stock to buy in a particular sector? For example, you want to buy one or two stocks, listed below, …

Capital allocation is how a company decides to distribute its financial resources. Capital allocation is extremely important in the success of a comp…

This time around Union Budget highlights a significant shift in the government’s fiscal policy stance. Economic growth has taken precedence over fisc…

Mrs. Sharma had chalked out a well-defined investment strategy to meet her financial goals and had diligently implemented it. For the last three year…

Anand, Aamir and Aadrain have been close friends right from school days. They did a lot of things together like most close friends do. They spent …

Waiting for the traffic light to change from red to green, I suddenly saw a young boy running between vehicles with a box in his hands. He would stop…

Working capital is the lifeblood of a business. It is the money that a company needs to meet its current and short-term obligations. It is a measure …

Free cash flow represents the cash that a company can generate after laying out the money required to maintain or expand its asset base. Free cash fl…

Balance of Payment: Balance of Payment is a snapshot of the money flowing in and out of the country. It is a combination of the current account an…

If you were to know that the road you are travelling on is going to lead you into a severe traffic jam that could jeopardize your schedule by 2-3 hou…

Sagar, dynamic young man, owner of a software Company in Mumbai had an important business deal to sign the following week in Chennai. On the same day…

Trading of IPO shares in Grey market The grey market, like any other market, is composed of buyers and sellers. The sellers are individuals who appl …

The unemployment rate is the total number of people who are not working but looking for work as a percentage of the workforce. When the unemployment …

A grey market IPO is an unofficial market where the buyers and sellers buy or sell either IPO shares or applications before the shares get listed …

Had it been the India of the pre-liberalisations period, the US Presidential elections would have hardly influenced the way our financial markets per…

Operating leverage is a concept related to the profit and loss statement. Typically most of the firms have two types of costs of operations. One is t…

Face value is the nominal price of the share. Face value can be of denomination Rs.1, Rs.2, Rs.5, and Rs.10 and in rare cases Rs.100. Its purpose is …

Name the occasion when World came to a virtual standstill? The First World War? The Second World War? No, that’s not the right answer. Because, even …

With Deepawali festivities just over majority of salaried individuals must have received their Diwali bonus or advances and surely finished it also w…

Estate planning implies planning and organizing a smooth transfer of assets to the desired beneficiaries. It plays an integral part of your wealth pl…

Sameer had planned a dream vacation to Europe. He was going to visit 6 different countries in 15 days. He had booked his hotels and fight tickets, ap…

The Purchasing managers index is an economic indicator which indicates the health of the economy. The PMI indicator is based on survey-based diffu…

Multi-bagger refers to a stock that delivers more than a 100% return on our investment. Imagine if you had used just 5% of your capital to buy Asian …

A preference share is unlike a common share is an investment vehicle for raising capital with a fixed dividend to the preference shareholder. The cap…

A stock market is an electronic marketplace (exchange) where buyers and sellers come to trade in stocks or shares. In India, there are two major exch…

One of the biggest mistakes a novice market speculator can commit is to trade on the basis of news. With the help of technology, the mushrooming prin…

If there is one thing, I wish I could go back & correct in my trading career is the amount of mistakes I made in my trading! Before learning the rope…

Reading the title of this article many of you might wonder what we are going to discuss today. You got it right, that’s exactly what we are going to …

David named his secretary Tina as his nominee for all his bank deposits. I am penny less today, will I get that money or not is what his wife is thin…

A WILL is a legal document by which you can express your wishes as to how your property is to be distributed after your death. Though one of the most…

Mediclaim is your health insurance that reimburses your medical expenses in case of any hospitalization. It provides that much needed safety net in t…

If you are active or working in capital markets, there is a high probability that when you bump into a relative or a friend they would ask you the mo…

Why is it that some companies such as Hindustan Unilever (HUL) or Nestle enjoy very high valuation compared to their peers? The answer lies in the te…

One of the key factors to look for while identifying fundamentally strong companies for investment is the management pedigree. Long-term seasoned inv…

What are multi-baggers? Multi-baggers are stocks those that gain multi-fold in value over a particular period of time. Some examples of multi-bagger …